Tips For Choosing A Good Bankruptcy Attorney In Herkimer NY

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By Ericka Marsh


Filing for bankruptcy is obviously a very stressful process and if you make certain bankruptcy blunders, the chances of your application being rejected will be very high. So, the best thing to do when filing for bankruptcy is to work with an experienced attorney who can explain to you the basics about chapter seven and chapter thirteen. A good lawyer will advise you about the required documents and the paperwork you will need to support your application. Below are factors you need to consider when looking for a good bankruptcy attorney in Herkimer NY.

First things first, you need to get a solicitor with qualifications to represent you in such an important case. Technically, any lawyer who is licensed to practice in Utica NY is qualified to handle such cases. As such, you only need to ask the lawyer for his/her license of operation and verify that it is still valid for the current year.

The next important factor when choosing any solicitor is the experience. However, you need to realize that years of practice is not always the best indication of experience. In other words, you need to ask a prospective lawyer for the number of cases he/she has handled in the past and what types. If the lawyer you are considering has only dealt with tons of chapter seven cases and none on chapter thirteen, that might not be a good choice. On the other hand, if he/she only handles chapter thirteen cases, that too might be a red flag. A good solicitor is one who can handle both chapter seven as well as chapter thirteen.

Legal fee is another important factor that you should not forget. The mere fact that you are filling for insolvency means that you are cash trapped and cannot afford to pay extravagant fees for your lawyer. As such, it is very important that you comparison shop before making a choice. This way, you will be able to save some money on legal fee even if just a few dollars.

The lawyer you choose should also be familiar with the local rules and trustees. Apart from the federal insolvency laws, each district court usually has its own rules and regulations governing bankruptcy. If you want your application to go on smoothly, you should hire a solicitor who is familiar with the rules of your state.

Compatibility with your lawyer is another very important factor. No matter how competent a particular lawyer may be, if you do not feel comfortable with him during the first meeting, it may be wise to keep on looking. It is very important that you settle on a lawyer who you can trust with private information.

Availability is another very important factor. When making appointment, you need to talk to the lawyer directly. If you are not able to access him, this might be a hint that he is too occupied with other cases.

With these tips in mind, you should be able to find a good lawyer with ease. It is however advisable that you start the search early enough. This will help you avoid the unnecessary last minute rush.




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