Robert Jain: 3 Ways Students Can Save Money
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If there's one challenge that college students can relate on - and the likes of Robert Jain can agree - it's money. While many of them understand the importance of saving money over the course of time, this doesn't mean that it'll be easy. Fortunately, cutting costs may not be as challenging as they believe. In fact, here are 3 of the best cost-cutting pointers that will make student life a little less stressful.
First and foremost, take the time to map out a budget. Despite what you may think, a budget doesn't have to be overly detailed. You should, however, list what you're required to pay and ensure that they're covered each month. These run the gamut from auto insurance to utilities, but your mileage may vary in terms of what you'll have to cover. Nonetheless, a budget comes strongly recommended by authorities on finance like Bob Jain.
Another way to save money in school is by understanding the differences between needs and wants. Ask yourself what you must save money on compared to what can be waited on until later. A computer to complete assignments is a common need in school. On the flipside, a lavish vacation, as nice as it sounds, is a want. Therefore, the latter would be regarded as an expense that can be put off for a while longer.
For students that feel as though they're short on options, asking for help goes a long way. You can do this by requesting a loan from your parents or asking a friend for a ride. Adulthood is part and parcel of accountability, but this doesn't mean that one shouldn't be too prideful. In fact, if you're unable to bring yourself to ask for help, you may find that college life will be more difficult, even beyond the financial sense.
By following these tips, saving money in college will be considerably easier. There's no denying the fact that money is tight during this time in one's life, which means that costs must be managed. Needless to say, there are numerous ways to go about doing so, even beyond the talking points covered earlier. The deeper that you get into college life, the more that you'll learn about saving money, which will only enhance your quality of life.
First and foremost, take the time to map out a budget. Despite what you may think, a budget doesn't have to be overly detailed. You should, however, list what you're required to pay and ensure that they're covered each month. These run the gamut from auto insurance to utilities, but your mileage may vary in terms of what you'll have to cover. Nonetheless, a budget comes strongly recommended by authorities on finance like Bob Jain.
Another way to save money in school is by understanding the differences between needs and wants. Ask yourself what you must save money on compared to what can be waited on until later. A computer to complete assignments is a common need in school. On the flipside, a lavish vacation, as nice as it sounds, is a want. Therefore, the latter would be regarded as an expense that can be put off for a while longer.
For students that feel as though they're short on options, asking for help goes a long way. You can do this by requesting a loan from your parents or asking a friend for a ride. Adulthood is part and parcel of accountability, but this doesn't mean that one shouldn't be too prideful. In fact, if you're unable to bring yourself to ask for help, you may find that college life will be more difficult, even beyond the financial sense.
By following these tips, saving money in college will be considerably easier. There's no denying the fact that money is tight during this time in one's life, which means that costs must be managed. Needless to say, there are numerous ways to go about doing so, even beyond the talking points covered earlier. The deeper that you get into college life, the more that you'll learn about saving money, which will only enhance your quality of life.
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